Umm Al Qura for Development and Construction Company (4325)
Saudi Exchange (Tadawul) · Real Estate · also known as Umm Al Qura
Umm Al Qura for Development and Construction Company stock (4325) is compliant with AAOIFI Shari'ah Standard No. 21 per our screen dated 2026-10-25: debt 29% and cash 3% of the 12-month average market capitalisation against a 30% limit.
- Price
- 15.06 SARLast close 2026-10-22
- Market cap
- 22.67 B SARat the 2026-10-22 close
- Symbol
- TADAWUL:4325
- Market
- Saudi Exchange (Tadawul)
- Sector
- Real Estate
- Industry
- Real Estate Development
Figures as of 2026-10-25 04:08
Sharia screening
Compliant under the screens we ran
We apply AAOIFI Shari'ah Standard No. 21, Financial Paper (Shares and Bonds), issued on 30 Rabi' I 1425 AH (20 May 2004), as published on AAOIFI's website. We last reviewed its limits on 2026-10-01. We read what the standard says; we do not issue fatwas.
This is an automated read of published screens, not a fatwa. We name what we ran; whatever we did not run stays outside the read.
Umm Al Qura for Development and Construction Company in numbers
Umm Al Qura for Development and Construction Company is the largest company in the Real Estate sector on Saudi Exchange (Tadawul), with a market cap of 22.67 B SAR. Its debt-to-equity ratio is 0.46. The P/E is 25.5.
Published figures with their date, not financial advice. Market cap and P/E use the 2026-10-22 close.
The five screens, one by one
52 / 100 · Compliant, close to the limits · Not applied: receivables · as of 2026-10-25
52 / 100 · Compliant, close to the limits · Not applied: receivables · as of 2026-10-25
We ran 4 of 5 screens; the score is 52 out of 100.
| Business activity (sector and industry) | No excluded activity in its sector or industry | Passed |
| Interest-bearing debt to market cap | 29%, limit 30% | Passed |
| Cash and interest-bearing securities to market cap | 3%, limit 30% | Passed |
| Non-permissible income to revenue | 0.5%, limit 5% | Passed |
| Receivables to market cap | Not run: the standard sets no limit for it |
Purification share
We do not publish a per-share purification amount yet. The non-permissible income share appears on the 5% line when we measure it, and when we do not, we do not guess a figure.
Figures as of 2026-10-25 04:08
Company facts
- Debt-to-equity ratio 0.46
Figures computed from the company's published financial statements and read on 2026-10-22. They move with every new statement; this states a figure, it is an educational reading, not financial advice.
Fundamental filter
Meets the filter, with stated notes
- The company actually earned a profit over the last twelve months. Met
- Its debt does not exceed twice its shareholders' equity. Met
- The rest of the fundamental filter: every check in full, with its state — met, not met, or not measured.
- And whatever the source does not publish is named as such — never counted as a met check.
These are this page's items only; each plan's full list is on the pricing page.
Figures as of 2026-10-22
An automated quality screen on published figures, not financial advice. Every threshold is stated, every reason is named with its figure and its date, and the decision stays yours.
Today's model reading
The same four tools that read the daily report's markets, applied to this stock's completed bars.
- Today's call on this stock — up, down, or no call — and how many model votes stand behind it.
- All four tools one by one: cycles, historical analogue, seasonal pattern and momentum — each with its lean and its figure, and any tool that gave no read is named as such.
- Last completed close, average daily range, twenty-day range and the month band — shown when this stock has enough bars to compute them.
These are this page's items only; each plan's full list is on the pricing page.
Completed bars through 2026-10-22 · 393 bars
Automated educational reading, not a recommendation. The decision is yours.
Frequently asked about Umm Al Qura for Development and Construction Company
What is the sharia compliance score of Umm Al Qura for Development and Construction Company?
Umm Al Qura for Development and Construction Company: 52 / 100 · Compliant, close to the limits · Not applied: receivables · as of 2026-10-25. The score out of 100 measures how far the debt and cash ratios sit from their stated limits; the five screens are broken down on this page.
Does Umm Al Qura for Development and Construction Company stock need purification?
We do not publish a per-share purification amount yet. The non-permissible income share appears on the 5% line when we measure it, and when we do not, we do not guess a figure.
How do I work out zakat on Umm Al Qura for Development and Construction Company shares?
The zakat calculator on this site gives an indicative amount from the value of the shares you hold; detailed rulings belong to scholars.
Which market lists Umm Al Qura for Development and Construction Company?
Umm Al Qura for Development and Construction Company is listed on Saudi Exchange (Tadawul) under the symbol 4325.
Other Real Estate stocks on Saudi Exchange (Tadawul)
Latest news on the company
- Masar Executes Reservation, Sale Agreement For Land Plot in Masar DestinationReuters ·
- Masar Sells Land Plot For SAR 183.7 Mln Within Masar DestinationReuters ·
- Masar Sells Of Two Plots Of Land Within Masar Destination for SAR 310.4 MlnReuters ·
- ZAWYA: Umm Al Qura sells four premium land plots in Masar Destination for $160mlnZawya ·
- Masar Sells Four Plots Of Land Within Masar DestinationReuters ·
News from its original sources; the reading is in your account.
What the subscription adds
This page is open to everyone. Inside the subscription this stock also carries its composite score and its parts, valuation ratios, its share of its sector, a read of its financial statements, and following it from your account. None of them is financial advice.